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0% DOWN EMERGENCY TEA 🚨 HUGE NEWS: Unveiling Our Exclusive 0% Down Purchase Program! 🚨

  • Emmanuel Blakemore
  • Jun 10, 2024
  • 2 min read

We have some exciting news that will not only benefit your clients but also help you grow your business and enhance your reputation as a trusted real estate professional.


We are thrilled to announce the launch of our exclusive 0% Down Purchase Program! This program is designed to make homeownership more accessible, providing a significant advantage for homebuyers who might otherwise struggle to save for a down payment.


Here's how it can help you and your clients:


Program Highlights:

  1. 0% Down Payment: Qualified borrowers can receive a 3% down payment assistance loan, up to $15,000

  2. Second Lien Mortgage: We provide a second lien mortgage for 3% of the purchase price, with no monthly payment requirement and no interest.

  3. Flexible Repayment: The second lien balance is due when the first lien loan is refinanced or paid off. Payments can be made throughout the loan term, but are not required.


How Borrowers Can Qualify:

  1. Income Requirements: Borrowers must be at or below 80% of the Area Median Income (AMI) for the property address and meet Home Possible guideline requirements.

  2. Very-Low Income Borrowers: Those with qualifying income at or below 50% AMI will receive a $2,500 credit as part of the 3% assistance, which does not need to be repaid.

  3. Credit Score & LTV:

  4. Home Possible (AMI Requirement): 620+ FICO and LTV must be equal to or greater than 95%, up to 97%.

  5. HomeOne: For first-time homebuyers who haven’t owned a home in the last 3 years, 700 FICO and LTV must be greater than 95%, up to 97%.

This program is a game-changer for both homebuyers and realtors:

  1. Increase Your Business: By offering this unique program, you can attract more clients who are eager to buy but lack the necessary down payment.

  2. Enhance Client Relationships: Providing this valuable resource strengthens your relationship with clients, showcasing your commitment to their financial well-being and homeownership dreams.

  3. Close More Deals: The streamlined process and favorable terms make it easier for clients to qualify, ensuring you close more deals quickly and efficiently.


Don't miss out on this opportunity! Reach out to your clients today and let them know about this incredible program. Together, we can make homeownership a reality for more people.

For more details and to get started, give me a call at 305-419-0798. Let's work together to help more families achieve their dream of owning a home.


Best regards,

 
 
 

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NMLS # 2273319
United Lending Team, LLC dba Ease Mortgage
637 E. Big Beaver Rd Suite 205 
Troy, MI 48083
(248) 847 0501
(866) 888 5561
info@easemortgage.com








 

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Copyright ©2020 Ease Mortgage. NMLS# 2273319. 637 E. Big Beaver Rd Suite 205 Troy, MI 48083 (248) 847 - 0501. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply
 

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